Finance

Professional card offers exempt from modern consumer safeguards

Consumers enjoy a higher level of safety from credit card corporations. Modern guidelines within the Charge card Accountability and Responsibility and Disclosure Act of 2009 limit many of one of the most abusive practices. However banks managed to arrange for a loophole within the form of "professional cards". Professional card holders are operating without a ...

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Fewer charge cards being used

There once in a while is some very good news about this economic downturn. A lot of individuals are tightening up their belts, financially. It's best to tighten up the spending budget, and put a little fast cash into paying down debt. Fewer individuals are using charge cards these days, and smaller remainders are being ...

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Refinancing something considered with record-low mortgage rates

Just as the mortgage rates are at record lows right now doesn't mean the U.S. housing market is getting any better. Opportunities are given with these low mortgage rates and also the real estate market being so slow. With mortgage rates and home prices so low, brave borrowers are taking short-term losses to make long ...

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Seven banks try desperately to meet capital requirements in Euro stress test but fail

Stress tests were developed to test European banks after the Greek debt crisis made for a lot of issues in European financial markets. Seven major European banks were tested and failed showing they wouldn't be able to deal with any more issues with the economy. The European Union bloc said it would give aid to ...

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Legal protection from collection agency harassment for all of the consumers

Debt collection has been a growth industry thanks to the Great Recession. As millions of Americans struggle to pay their bills, creditors are unloading debt to collection agencies for pennies on the dollar. On consumers, collection agencies are coming down even harder. There are numerous more consumer complaints about collection agency harassment. Law firms that ...

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